Our Consultation Methodology Explained
Our methodology centres on collaboration and reflection. Through one-on-one sessions and regular follow-ups, we help you create a budget that’s rooted in your unique priorities. With zero-based budgeting, each financial decision is examined openly, ensuring that your spending serves your real goals.
Meet Our Team
Experienced professionals supporting your journey
Clare Jennings
Senior Advisor
Education
Bachelor of Commerce, University of Sydney
Clare helps clients rethink everyday spending patterns in practical ways that align with personal values and priorities.
Experience
Skills
Methodologies
Certifications
Richard Lomax
Client Consultant
Education
Master of Business Administration, Monash University
Richard brings practical insight and thoughtful questioning to support clients through their budgeting journey with empathy.
Experience
Skills
Methodologies
Certifications
Bianca Martinez
Value Alignment Specialist
Education
Graduate Diploma in Finance, University of Melbourne
Bianca helps clients clarify what matters to them and ensures their budgets consistently reflect evolving goals and needs.
Experience
Skills
Methodologies
Certifications
Joel Tran
Consultation Coordinator
Education
Bachelor of Social Science, RMIT University
Joel coordinates our advisory sessions and ensures each client receives timely, supportive guidance throughout their journey.
Experience
Skills
Methodologies
Certifications
How Our Process Works Step By Step
We focus on understanding your circumstances and guiding you through every stage, from initial conversation to ongoing support. Each step builds a foundation for better decision-making without pressure or judgment.
Introductory Session
Start with an initial conversation where we get to know your goals, values, and needs. This session sets the direction for your budget review by clarifying what matters most to you.
A supportive starting point—it’s about listening and understanding, not selling a product.
Personalised Analysis
We work together to map out income and expenses from a fresh perspective, ensuring every outlay serves a clear purpose and repeats only if it fits your goals.
No assumptions—each item is reviewed together, building a practical, up-to-date framework.
Ongoing Support
We’re here for periodic check-ins, ready to adjust your budget as life and priorities evolve. There’s no fixed template; our approach follows your actual needs.
Revisit your budget with us as your circumstances change. We offer guidance, not rigid rules.
How Our Service Stands Out
Compare our zero-based budgeting consultations with standard review services to see how our focus on values and practical support differs.
| Service Features | melioravex | Traditional Budget Review | Automated Tools |
|---|---|---|---|
| Values-driven plan alignment | Yes, core focus | Rarely | Unlikely |
| Personalised consultations | Always included | Occasional | No |
| Flexible adjustments allowed | Ongoing support | Limited | Not available |
| Transparent communication | Clear and simple | Sometimes | Depends |